When looking for an equity release loan in Hullbridge, Essex Equity Release can talk you through all the options. Our team can also cover the differences between lifetime mortgages and home reversions. We are fully trained and qualified to provide professional advice to our clients and make sure the criteria of every plan meets your individual needs and circumstances.
As we work with several equity providers, this allows us to give you completely unbiased advice. We make sure every plan is thoroughly explained and you have a good understanding of every detail and what options it gives you for the duration of the plan. Once you select a plan, any financial burdens should be eased.
Equity Release Loan Plans
If you are looking for an equity release loan, the equity release scheme that is most suitable for you is a lifetime mortgage. These allow you to take a loan out against the value of your property, similar to a regular mortgage. Lifetime mortgages do not have to be repaid until both you and your partner move into long term care or pass away. This means no repayment is required until the house is sold, so you never have financial issues after releasing equity.
The other option for equity release is a home reversion. Home reversions are different to an equity release loan. You actually sell part of your house to a third party. This is then repaid when the house is sold. With lifetime mortgages, you always retain full ownership of the property with an equity release loan in Hullbridge. As a result, this makes it the more popular option of the two equity release schemes available.
Selecting a Plan
When selecting your plan, you will always receive comprehensive advice. Our initial consultations can be done over the phone, through email or by organising a meeting any of our offices or interview suites. We also offer home visits throughout Hullbridge, ensuring this process is made easy for every client. Also, we ensure that you never have any delays when selecting your plan.
Moreover, whether you choose lifetime mortgages or home reversions, repayment will never have to be made until the house is sold. We also have a guarantee of no negative equity and no monthly repayments, whilst some plans will still giving you the choice of an early repayment without any additional change. Our no negative equity guarantee also ensures your final repayment will never cost more than the house, leaving you and your family members without debt.
Our team can always advise you regarding the plan and will recommend the plan we believe is most suitable for you and your circumstances. Working with many providers, there are a range of plans available you can choose from.
Hullbridge is a small village and civil parish located in the county of Essex in England. It has a population of over 6,500 and being an area close to Essex Equity Release, we always provide a dedicated service to clients located here and in the surrounding areas. We always provide a fast response to clients in Hullbridge and can provide home visits throughout this area to discuss our equity plans and make sure you have all the information you need.
Some of the most popular landmarks in Hullbridge and the surrounding areas include RHS Garden Hyde Hall, Stow Maries Great War Aerodrome and Marsh Farm Country Park. There are many other places to visit for both the locals and visitors in Hullbridge.
We strive to be the first choice for every equity release loan in Hullbridge, giving you a personal service and always being available for consultation whenever you require us. Our advice in Hullbridge can be organised any time you require.
Equity Plans With Essex Equity Release
Essex Equity Release always try to offer the best possible equity plans to our clients, working with you closely and making sure your individual circumstances are accounted for. As members of several organisations, including the CII, EERAC, IERAA, Later Life Academy, and PFS, we adhere to all organisation guidelines to ensure you receive the professional service you deserve. We are also members of the Equity Release Council, meaning all plans are approved.
There are several guarantees we offer with our plans in addition to no monthly payments and no negative equity guarantee. The finance you receive from releasing equity can be used for anything you require, whether this is paying off your own debts or helping out family members with their own finances. Regardless of which plan you choose, you can stay in your home as long as necessary and never have to make repayments until you leave. With some plans, you even have the option of moving house or making an early repayment without an additional charge.
Our advisors are fully trained and qualified and will always be understanding of the situation you are in, making sure we have details of your circumstances and the criteria you require with every plan. Releasing equity from your home is always made easier with our assistance as we guide you through the entire process until you are satisfied.
Find Equity Release Loan Plans In Hullbridge
To find an equity release loan in Hullbridge or discuss the other plans we have available, contact Essex Equity Release today. We can provide a fast repose to all enquiries and working with a number of providers, you will always have a huge selection when choosing your plan. For more information, call us on 01268 799211 or fill in our contact form today.