Equity Release

Equity Release is a method of unlocking cash in the value of your home without the need to move.


What Do I Do Next?


Switching Equity Release Plans


Get in Touch

We at Essex Equity Release Advice will help you in unlocking cash that’s stuck in the value of your property!


Equity Release in Southend on Sea

Essex Equity Release provides services in Southend on Sea and other local areas. Our team of professionals advise clients on equity release services and provide you with the appropriate guidance in a professional manner.

We have provided our services since 1995, assisting regular clients and providing the best advice. We are members of the Equity Release Council, so we follow a strict set of professional guidelines to ensure you get accurate and fair advice.

What is Equity Release?

Equity release schemes are eligible for home-owners who are over the age of 55. You can take the money released as a lump sum or in smaller amounts, or both. There are two main types of equity release on the market.

A lifetime mortgage is when you take out a loan against your property’s value while still maintaining ownership. You do not need to repay this loan until you die, or go into long-term care and have the ability to keep some of the value of your property as an inheritance to your family. The minimum age you can take out a lifetime mortgage is 55.

A home reversion is when you sell all or part of your property for less than market value (between 20% and 60%), to a home reversion provider in return for regular payments or a lump sum. You have the right to remain in the property until you pass. Home reversion schemes, unlike lifetime mortgages, are only available to customers aged 65 and over. Some companies offer different, more flexible terms if you have a health condition that may decrease your life expectancy.

Essex Equity Release can provide you with the correct information and assist you on what the best option would be. For more information, get in touch with us today.

Our Equity Release Services

We have a dedicated team of professionals who provide advice on equity release in Southend on Sea and the surrounding areas. We provide services such as:

  • Eligibility for the scheme
  • Repayments
    Lifetime mortgages

For more information about the equity release scheme, give us a call on: 01268 799211.

How Can We Help?

Essex Equity Release takes great pride in providing our customers with leading equity release advice in the South East of England, and we have maintained a fantastic reputation for the last 20 years.

We are members of the Chartered Insurance Institute who help us deliver the appropriate insurance and financial planning advice to ensure that you are safe and secure in our hands, as well as confident with our service. Essex Equity Release is also part of the Later Life Academy to make sure we supply you with accurate and detailed information and thus giving you the confidence in us. We aim to truly go above and beyond what is expected of us to ensure that you can transition with no added stress. Our team will always try and guide you to make the best decisions for you and your family while remaining fair.

If you have any doubt, please take a look at our fantastic Google Reviews to see what our lovely clients have to say about our 5 star services.

Contact Us

For more information about our equity release services in Southend on Sea, and the guidance we can provide to our clients, get in touch with Essex Equity Release today. Call us on 01268 799211, and a member of our team will gladly help.

Alternatively, you can also fill in our contact form, or visit our Facebook page.